As you probably know, SafetyWing is the are our favourite travel health insurance provider in the world. Here at The Broke Backpacker, we are massive fans and swear by their super flexible policies, affordable premiums and rolling contracts.
As a team of digital nomads and ex-pats, we need travel health insurance that provides different features and coverage than your standard backpacker cover.
However, one of the main things that makes SafetyWing stand out among the pack is its constant innovation and willingness to push the boundaries beyond what you’d expect from a standard travel insurance provider.
So, let’s take a look at their latest improvements on the new, improved and Revamped Nomad cover.
Image: Nic Hilditch-Short
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What Changed?
Ok, so before I go into a deeper dive into exactly what these changes are, here is a brief explanation of what each one entails.
Nomad Insurance Essential
The same incredible emergency medical coverage with flexible add-ons and a more streamlined process.
Nomad Insurance Complete
An all-inclusive health insurance including things like mental health and maternity with extended travel coverage. Essentially a suped up version of their previous Nomad Health policy.
What is SafetyWing’s Revamped Nomad Cover?
Let’s take a closer look at the details of each aspect of the recently revamped Nomad policy.
Put in simple terms, Nomad now is an umbrella policy consisting of two plans, Nomad Insurance Essential and Nomad Insurance Complete. This means that whether you’re planning on travelling long-term, becoming a digital nomad, or going on a shorter trip, SafetyWing has the insurance package for you.
By crafting their new Nomad plans they have shown their commitment to constant evolution and making life simpler for travellers. It’s no wonder we always bang on about how good SafetyWing are when it comes to travel health insurance.
Each plan offers travel and medical coverage but differs in how far-reaching they are, below I’ve outlined some of the key benefits and differences.
Image: Nic Hilditch-Short
Nomad Insurance Essential
Essential, as the name suggests, covers the basics like emergency medical treatments such as accidents, illnesses and other unforeseen incidents that might happen whilst travelling. It’s your go-to policy for covering you whilst you are overseas.
Nomad Insurance Essential is designed with flexibility, affordability and ease of use in mind.
It’s intended for those travelling shorter term (think occasional holidays or a backpacking trip of a few months) or digital nomads on a stricter budget.
Put simply, it’s the same top-class travel insurance you’d expect from SafetyWing in a simpler-to-use yet more flexible package.
One of the best aspects of this coverage is the option of including flexible add-ons. This means you can tailor your coverage to your individual needs. So no more paying for things you don’t need whilst missing out on features that you could really do with. So that’s things like including adventure sports or electronics theft protection.
Plus, you’re covered in over 180 countries, so no need to worry about where you’re adventures might take you with this top-quality travel insurance.
Nomad Insurance Complete
As you might have gathered from the name, Nomad Insurance Complete brings full-scale healthcare to the table with a robust and far-reaching policy that always has your back (sometimes literally!). It’s perfect for travellers, digital nomads and ex-pats looking for more comprehensive coverage.
SafetyWing’s Nomad Insurance Complete goes beyond basic travel insurance when it comes to medical coverage. Instead, it offers full-blown health insurance for those living abroad, working remotely overseas or travelling long-term.
With a whole host of comprehensive and robust benefits, it covers not just emergency medical treatment but things like routine healthcare, mental health support, chronic condition management, and even maternity coverage.
That’s not it though. Nomad Insurance Complete offers all the travel coverage of the Essentials plan, plus a whole host of additional benefits.
Think of it as a true all-in-one policy that leaves no stone unturned when it comes to comprehensive coverage for those spending extended periods travelling or overseas.
Why the Change?
SafetyWing has always been an insurance provider that is known for its commitment to innovation. Where other companies look to cut corners and reduce features. SafetyWing is always on the lookout for ways to improve their coverage, service and benefits.
Not only that but SafetyWing prioritises simplifying their interfaces and streamlining their processes for ease of use for their customers. Rather than bamboozling customers by having them jump through hoops or sign up for plans they don’t understand, SafetyWing feels like they are actually on your side.
By consolidating their Nomad Insurance Essential and Nomad Insurance Complete plans under the Nomad system, they’ve made it easier for customers to choose the right plan for their needs without sifting through confusing options.
This shift allows the customer to have a better experience with what is, let’s be honest, not the most fun task when it comes to travel! With this simple but effective change, SafetyWing are better able to cater for the diverse needs of the modern traveller, digital nomad or ex-pat – whatever their budget.
Whether you’re emigrating to a new country, setting up office on a beach in Bali or seeing the world from your backpack, they’re crafted two plans under one policy that offers tailor-made, straightforward and reliable cover. The best part – there’s no guesswork involved. Transparency is the name of the game here.
Image: Nic Hilditch-Short
Conclusion
Alrighty then folks. Hopefully, this post has given you the gist of what the latest SafetyWing update in policy structure is about. At its core, it’s about SafetyWing sticking with their ethos: putting nomads first.
Most of us don’t have the time to go do a deep dive on the specifics of each and every policy out there, and SafetyWing get this and have made sure to simplify their structure whilst simultaneously improving their product.
In an industry that is plagued by misleading fine print and overly complicated terms, SafetyWing is once again a breath of fresh air in the travel health insurance market.
Safe travels.
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